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Credits (CS) is a blockchain platform designed to enable fast and cost-effective financial transactions and smart contracts through its proprietary consensus algorithm and high-speed processing capabilities. The platform aims to address scalability issues found in earlier blockchains by offering near-instant transaction confirmation and minimal fees, making it suitable for both individual payments and enterprise-level applications. Credits distinguishes itself through its focus on accessibility and practical utility for financial services, targeting real-world adoption rather than speculative trading.