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Blockmason Credit Protocol (BCPT) is a blockchain-based platform designed to democratize access to credit by enabling users to borrow against their cryptocurrency holdings without traditional credit checks or intermediaries. Its key feature is the ability to create credit lines secured by crypto assets, allowing borrowers to access liquidity while lenders earn interest on their deposits through a decentralized lending pool. The platform is unique in combining smart contracts with real-world credit underwriting principles to create a trustless lending system that operates 24/7 without relying on banks or traditional financial institutions.